International investment plans designed to help you reach your goals.
With our clients always in mind, our unit-linked plans are designed to provide financial growth opportunities tailored to meet their financial objectives.
What Principal Protection means for you.
Our Principal Protection plans adapt to our clients' profile and time horizon, allowing them to achieve greater diversification in their personal unit-linked portfolio through access to the most world-renowned stock market indices as performance benchmarks.
Our plans provide a unique opportunity for potential stock market returns with a principal protection feature at plan maturity. Based on the plan term you choose and the capital you contribute, your savings can weather volatile markets and will be protected through unfavorable market conditions so you can pursue your goal of financial independence.
Access to internationally recognized stock market indices as performance benchmarks.
Our Principal Protection plans adapt to our clients' profile and time horizon, allowing them to achieve greater diversification in their personal unit-linked portfolio by providing access to the world's most renowned stock market indices as performance benchmarks. Our plans provide an opportunity for potential growth based on the performance of up to six indices.
We have a solution for every life plan.
Our plans provide a range of benefits designed to help clients address financial planning needs and design a future that includes themselves, their families, and their loved ones.
Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. Regular premiums must be received within the grace period for the principal protection benefit to apply. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, structured notes issued by A-rated institutions, covered call strategies, ETF hedged covered calls, and enhanced dividend income managed accounts. Structured notes are issued by third-party financial institutions rated A or higher by Standard & Poor's, Moody's and/or Fitch. The policyholder or participant faces issuer/counterparty and investment risk of these institutions. Insolvency of the issuer/counterparty could lead to a partial or total loss of capital invested. Please see plan documents for further details.