International savings plans designed to help you reach your goals
With our clients always in mind, our unit-linked plans are designed to provide financial growth opportunities tailored to meet their financial objectives.
What Principal Protection1 means for you
Our Principal Protection1 plans adapt to our clients’ profile and time horizon, allowing them to achieve greater diversification in their personal unit-linked portfolio through access to the most world renowned stock markets indexes as performance benchmarks. Our plans provide a unique opportunity for potential stock markets returns with a principal protection feature at plan maturity.
Based on the plan term you choose and the capital you contribute, your savings can weather volatile markets and will be protected through unfavorable market conditions so you can pursue your goal of financial independence.
1. Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. Regular premiums must be received within the grace period for the principal protection benefit to apply. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.
Access to internationally recognized stock
market indices as performance benchmarks
Our Principal Protection1 plans adapt to our clients’ profile and time horizon, allowing them to achieve greater diversification in their personal unit-linked portfolio by providing access to the world’s most renowned stock market indices as performance benchmarks. Our plans provide an opportunity for potential growth based on the performance of up to 6 indices.
We have a solution for every life plan
1. Policy Loans and Partial Surrenders will void the Principal Protection benefit for all plans. For lump sum plans the principal protection applies at the specific maturity date. The principal protection benefit does not apply if the plan is redeemed after the maturity date. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.
2. Plan values in EUR and GBP must be equivalent to the amount displayed in USD. For full terms and conditions, please refer to the policy documents and policy Data Pages.
MaxCap Principal Protection Series
Single Lump Sum
Key features
1. Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. Regular premiums must be received within the grace period for the principal protection benefit to apply. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.
Prime 10 Principal Protection
Regular Savings
Key features
1. Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. Regular premiums must be received within the grace period for the principal protection benefit to apply. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.
Prime Principal Protection Series
Regular Savings
Key features
Stay on track with your plan and get rewarded
As a token of recognition of your commitment, we offer loyalty bonuses* on regular contribution plans to help your savings grow faster. These bonuses vary according to the maturity of the plan you choose and will be credited to the plan at the end of year 10, and at the end of each 5-year period thereafter.
* Certain conditions apply to the Loyalty Bonuses. Please plan documents for greater details.
M1 Specialty Global Trust Unit-Linked Plans are not offered or available for sale in the United States or to United States citizens or residents or to residents of Puerto Rico, Nevis, and British Virgin Islands. The information provided on this website is not intended for distribution to, or use by, any person in the United States, Nevis, Puerto Rico, or the British Virgin Islands.
This website is designed to provide general and not specific information about M1 Specialty Unit-linked Insurance Plans . The material provided on this website is for informational purposes only and is subject to change without notice. The information contained in the website is not an offer to sell or the solicitation of an offer to any one in any jurisdiction in which an offer is not authorized. No portion of this website is directed to persons who reside in jurisdictions that prohibit by any law, rule or regulation M1 Specialty from making the information on this website available to its residents or which would subject M1 Specialty or any of its products, services or affiliates to any authorization, registration, licensing or notification requirement within any jurisdiction. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
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